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• Study Abroad Center
• Loans

Study Abroad Loans

Loans are available to US students studying abroad, and are becoming incredibly important in meeting the demand for international education. Get the information you need here, and start your search for a lender with our loan search tool.

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US students studying outside the US fall into two categories for student loans, Study Abroad Loans for short-term foreign study and Foreign Enrolled Loans for direct enrollment overseas.

Study Abroad Loans are for those enrolled in a US school and studying abroad on a short-term program. You must be receiving credit at your home school for your study abroad, and your home school also must be approved. If this applies to you, your program can be located anywhere in the world. Of course, although you can apply on your own, you are much more likely to be approved and to get better rates with a qualified co-signer. Students can often rely on the following benefits when it comes to study abroad loans:

• Online account management
• Competitive interest rates
• A variety of repayment options
• The ability to borrow up to the total cost of education, minus other aid received

The number of study abroad loan disbursements during the year will vary depending on the length of your program. If your program is for one semester you will usually receive one disbursement, however, if your program is for one year then you could receive two or three. Although many study abroad loans are disbursed to your school one to two weeks prior to your program beginning, it could be closer to the first day of your program. When and how your loan will be disbursed will vary from one school to the next, ensure you contact your school to confirm the details on this process.

If you're directly enrolled in your school outside the US, or if you want to also check out what federal aid is available, continue below.